Loans & Mortgages


Farmers & Merchants Bank makes personal, commercial and real estate loans without regard to race, color, national origin, sex, handicap or familial status. The bank’s primary trade area is Putnam County, Georgia and our secondary trade area consists of parts of Greene, Morgan, Jasper, Hancock, Baldwin and Jones Counties.

  • We offer:

    • Lot Loans
    • Construction Loans
    • Refinancing, Investment Properties,
    • First Time Homebuyer
    • Home Improvements, Second Mortgages
    • Commercial Loans
    • Agricultural Loan
    • Personal Loans
      • vehicle
      • boat
      • recreational vehicle
      • debt consolidation
      • extra cash
    • Home Equity Lines of Credit

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Consumer Loan Applications



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