Savings

Golden Savings

This account is an interest-bearing account.
Minimum Opening Deposit: $100.00
Rate Information: The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposit for either cash or noncash items (checks) if received by 5:00 p.m. Interest will be accrued on the daily balance, compounded quarterly and credited to your account quarterly. If you close the account before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. This account must maintain at least a $100 balance at all times to earn interest and remain open.
Limitations: The account is limited to six withdrawals per month. Types of transactions which fall within the six per month limitation are debits, transfers from a customerís account pursuant to a pre-authorized agreement to cover overdrafts on a transactions account, and a transfer from an account at the telephoned request of the customer.† We will assess a $50 charge if you close your account within 90 days of account opening. We will assess a $20 charge for any withdrawals made within 90 days of account opening and $2 for withdrawals over limit.
Statement Period: Quarterly

Back to Top

Christmas Club Savings

This account is an interest-bearing account.
Minimum Opening Deposit: $25.00
Rate Information: The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposit for either cash or noncash items (checks) if received by 5:00 p.m. Interest will be accrued on the daily balance; and credited and paid to your account at maturity. If you close the account before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. No compounding occurs.
Account Information: Your account will mature the last Friday in October of each calendar year. The account will remain open at maturity. We will mail a check to you for the account balance, including interest, on the first Friday of November. The annual percentage yield assumes interest will remain on deposit until maturity.
Account Fees: If you withdraw any of the principal before the maturity date, we will impose a penalty of $20 per withdrawal.
Statement Period: Annually

Back to Top

Moola Moola Savings

This account is an interest-bearing account for children through age 11.

Minimum Opening Deposit: $10.00Rate

Information: The interest rate and APY may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the first business day of your deposit for either cash or noncash items (checks) if received by 5:00 p.m. Interest will be accrued on the daily balance, compounded quarterly and credited to your account quarterly. If you close the account before interest is credited, you will not receive the accrued interest.Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.Limitations: We will assess a $50 charge if you close your account within 90 days of account opening. We will assess a $20 charge for any withdrawals made within 90 days of account opening and for withdrawals over limit.Incentives: A prize may be chosen for each additional deposit ($5.00 minimum). Club members will be eligible for Moola Moola contests and games, invited to special events, birthday celebrations, and seasonal parties.

Limitations: The account is limited to six withdrawals per month. Types of transactions which fall within the six per month limitation are debits, transfers from a customerís account pursuant to a pre-authorized agreement to cover overdrafts on a transactions account, and a transfer from an account at the telephoned request of the customer.† We will assess a $50 charge if you close your account within 90 days of account opening. We will assess a $20 charge for any withdrawals made within 90 days of account opening and $2 for withdrawals over limit.
Statement Period: Quarterly

Back to Top